Mortgage Lenders Contract Fraud
The foreclosure of a mortgage is a simple foreclosure process where a home owner fails to make a monthly mortgage payment to the bank and the banks takes the borrower's home or commercial property.Both home and commercial property foreclosure process work basically the same way for a foreclosure of the mortgage. In many cases, the bank lender commits mortgage contract fraud.
B. Home owner or commercial property owner wins free and clear mortgage 97% to 99% of foreclosure cases
Being underwater in value means that your home or commercial property is worth less than what you owe on your mortgage. You ask the bank that you make your monthly payments to for a mortgage loan modification under the government program and the bank tells you that you have to miss a few payments to qualify for the modification. You don't pay your mortgage for one or two months and apply for the modification. While you are in the modification process the bank gives you a notice of default and starts a foreclosure. You don't know why the foreclosure process was started.
You become ill, have an accident, lose your job, have a job transfer, or some other financial situations and setbacks and fail to make your mortgage payment. The banks sends you a collection notice as a debt collector under TILA. You cannot pay, so you miss another payment. The bank gives you a notice of default and starts a foreclosure process against you to take your home or commercial property.
On the 91st day of you failing to pay the bank, the dirty bank collects the insurance money for the full amount of the loan from the mortgage insurance company that you have been paying since your mortgage and note closing upon purchase. The bank also collects 85% of the total amount of your note and mortgage loan from the IRS. The bank and all third parties have been paid in full for the loan.
Then the bank gives you a notice of default and starts the foreclosure of mortgage in a foreclosure process against you in local court as the Plaintiff, the one being harmed, to take your home or commercial property.
You do nothing and let the bank take your property easily while thinking, 'Let them have the damn home or property." and wait for God to help you keep your home or commercial property. You let the bank have your property and are evicted by the sheriff and lose your home and most of your possessions that you left in your home or property, because the sheriff only gives you up to 15 minutes to take what you can out of the dwelling and locks the doors for the bank to resell.
You fight the bank foreclosure of mortgage and foreclosure process in court with two different outcomes.
A. The bank wins 97% of cases, because you go into court, Pro Se, without an attorney, with your Federal laws and State statutes and feel confident that you are going to win your foreclosure, but you don't know the court rules. The judge does not listen to you, because the foreclosing attorney tells the judge that you are a deadbeat and want your home or commercial property for free and you are behind on payments and in default as per your mortgage contract that you signed. The judge, being an attorney card carrying member of the BARR corporation the same as the foreclosing attorney, listens to the attorney and allows the foreclosure of mortgage to be carried out and you lose your home or commercial property. OR...
B. You, the home owner or commercial mortgage property owner are prepared with an attorney representing you and proper evidence, proof that the mortgage and note have been paid in full by you with a BOE or bonded promissory note, dishonored Notary admin process, and the best securitization audit, with expert proof of bank fraud and go in front of the judge. Your attorney argues your case and the judge finds that you prevail and win the case and signs the final order to dismiss the case with prejudice, release and remove your mortgage lien and give you your home or commercial property without any more payments, because the bank and all interested parties were paid in full many times. This happens in 97% to 99% of all foreclosure of mortgage cases in the United States with help from a little known consumer advocate company.
This is the Foreclosure Process And Foreclosure of Mortgage That May Contain Bank Mortgage Contract Fraud. Are you going to fight to keep your home or property?
All the expert evidence to win foreclosure of mortgage and foreclosure process mentioned above has been provided to over 200 home owners and commercial property owners that have won against the foreclosing banks by Day Global, LLC at the website of www.1RealEstateHomes.com. Visit today and fight the foreclosure banks and win your mortgage free and clear of any and all mortgage liens and stop your foreclosure.