Friday, December 28, 2012

Mortgage Tax Deduction -- How important is this for Real Estate Industry...

“The Nation’s Leading Mortgage Lien Extinguishing and Release Company”
Our Mortgage Education can get rid of your mortgage lien and Note with legal forms Package that shows the home owner How To get a Satisfaction of Mortgage Under the Public Federal Uniform Commercial Code of Laws and States’ Statutes. The anti-foreclosing package also Explains How You Pre-Paid Your Mortgage Note Loan with your promissory note and Lender’s Illegal Securitization and nondisclosure.

Let me provide you a long lasting permanent solution and pick the one that’s best for you!

Day Global LLC. can help you get your house back and stop foreclosure in its tracks.
Contact us for a free no obligation consultation to see if you qualify.

Thursday, December 27, 2012

Mortgage Tax Deduction no longer sacred as U.S. tightens tax belt

Mortgage Tax Deduction no longer sacred as U.S. tightens tax belt | Cancel My Mortgage Foreclosure

Congress is weighing ending or curtailing the popular tax break. Housing-industry groups strongly oppose any cuts, though only 25% of Americans get any tax benefit.

Even if the deduction survives the fiscal cliff unscathed, it would  likely come under pressure if Congress undertakes an overhaul of the tax code in 2013. This is not a sure bet, but it looks increasingly possible, according to lawmakers.Curtailing the mortgage deduction could dampen demand for housing and depress home values, putting a brake on a housing market recovery that is just gaining steam.
Eliminating or curtailing the deduction is strongly opposed by the housing industry. The chief economist of the National Association of Realtors has said that ending the mortgage tax deduction could lower housing prices by 15%. Other sources, including the Reason Foundation, have said the decline in value would be closer to 3%.

Both the NAR and the builders’ group have  ”calls to action”, urging people to tell their senators and representatives to oppose any repeal of the mortgage interest deduction.
Several forces are driving the momentum to restrict the deduction. Foremost is the $1 trillion deficit, which could be reduced by 10 percent by killing the mortgage tax deduction alone.
Such a dramatic step is unlikely in the near term. Instead, lawmakers are focused on shrinking the deduction, especially where it most benefits the wealthy.
President Barack Obama has proposed capping itemized deductions at 28 percent of adjusted gross income for high-income households. This could force homeowners to choose between claiming a mortgage tax break or some other kind of deduction.
The maximum amount of eligible mortgage debt for the deduction is currently $1 million for either a first or second home and up to $100,000 on home equity loans.
A December 2010 study on fighting the deficit, known as the Simpson-Bowels report, proposed lowering the limit on eligible mortgage debt to $500,000, as well as killing the deduction for home equity loans and second homes. The report was commissioned by Obama, but he largely ignored it.

Let me provide you a long lasting permanent solution and pick the one that’s best for you!

Day Global LLC. can help you get your house back and stop foreclosure in its tracks.
Contact us for a free no obligation consultation to see if you qualify.


Friday, December 21, 2012

Stop Mortgage Bank Fraud - Fight Foreclosure Keep Your Home Clear and FREE of Mortgage

DAY GLOBAL, LLC can Help Home Owners Terminate Home Mortgage with a Satisfaction of Mortgage assisting home owners in foreclosure, under water homes, or homes with a mortgage.

When you are in foreclosure and going to lose your home if you do not take action or stuck with an underwater negative value home, we pull no punches helping you with mortgage Relief. E-Mail Phone: 850-826-1662 Address: 111 Mohawk Trail #7, Crestview, Florida 32536-5570

Wednesday, December 5, 2012

How to Cancel My Mortgage Fight the Banks to Cancel Mortgage

Cancel My Mortgage | Homeowners Sue Banks to Cancel Mortgage

Cancel Your Mortgage TODAY!

Helping the American Homeowner fight back Against the Banks. And win!

How Do I Cancel MY Mortgage Now?


We would like introduce you to a revolutionary program that will allow you to keep your home FREE AND CLEAR. We will challenge your lenders legally, based on the rampant mortgage fraud that has taken place since the late 1990s and show you how to take your home back.


We might still be able to get your home cleared of the mortgage and then sold, at which time you will receive a large part of the proceeds of the sale. Don’t wait another day to find out if this program will work for you because time may be running out.


and for many that were purchased since then. Don’t wait another day to find out if your mortgage will qualify for this revolutionary program.
Despite the fact the creditor is owed the money, the creditor does not have the right to foreclose your home or business.

We Will NOT:

MODIFY your loan
BUY your home for 50% to 87% of its current value
SELL your home through ‘Short Sale’
SHOW you how to complete a ‘Deed in Lieu’ or ‘Walk Away’

We DON’T want you to give your home back to the bank.
And we ABSOLUTELY don’t want you to lose your home to foreclosure.

We Will:

Take the mystery out of this ridiculous mess that Wall Street and our GREEDY BANKS have gotten us into.
Show you that you CAN fight back against the most elaborate fraud that has ever been committed in this country.
Show you how to TAKE your home back from the criminals who are trying to take it from you, and why you WON’T feel bad doing so.
Make this process AFFORDABLE to everyone who is ready and willing to put up a fight.

When you are in foreclosure and going to lose your home if you do not take action or stuck with an underwater negative value home, we pull no punches helping you with mortgage Relief. E-Mail Phone: 850-826-1662 Address: 111 Mohawk Trail #7, Crestview, Florida 32536-5570

Tuesday, November 27, 2012

MORTGAGE FACTS | Cancel Your Mortgage

MORTGAGE FACTS - Help Cancel My Mortgage!

Do you owe more on your home than it is currently worth?

If you had the knowledge and the resources to remove your mortgage, would you continue to suffer through these unbelievable market conditions when YOU NO LONGER HAVE TO? Take control and ““Keep Your Home”” by using our process.
This program will work on practically any home mortgage… Be it a house, condo, or town house in ANY State in any price range.
Don’t waste YOUR time trying to fight through a Loan Modification or Short Sale. And don’t let them talk you into a ‘Deed in Lieu”, this has the same effect on you and your credit as a foreclosure.
Do YOU know anyone that has ever received a permanent loan modification or made any money on a short sale, besides the Realtor and the bank? “We haven’t either.
Our process works and we will guarantee that it WORKS! Do your research and contact us to get started.
If you are reading this, you are probably either having trouble getting your home sold or you are ‘upside-down’, meaning that you owe more money on your current mortgage than the home is currently worth. This is the most common issue that Homeowners face today and the number one reason why so many people have used this system to eliminate their mortgages.
I utilize proven legal strategies designed to challenge your lender to prove (to a judge) that they are not among the many banks that have committed such horrible crimes against their clients over the past several years. We focus on the closing documents, the chain of title and the public records that will prove their deceit.

MORTGAGE FACTS | Cancel Your Mortgage: When you are in foreclosure and going to lose your home if you do not take action or stuck with an underwater negative value home, we pull no punches helping you with mortgage Relief. E-Mail Phone: 850-826-1662 Address: 111 Mohawk Trail #7, Crestview, Florida 32536-5570

Monday, November 26, 2012

Friday, November 9, 2012

History Lesson From The Great Depression In Mortgage Foreclosure Management

The foreclosure crisis during the Great Depression

Oct 18, 2012 By Rick Roque
(TheNicheReport) — Of all the lessons learned during the Great Depression of the 1930s, the Federal Home Loan Bank Act of 1932 stands as one of the most powerful examples of efficient government intervention during a time of economic crisis. The system of 12 Federal Home Loan Banks, from which Fannie Mae and Freddie Mac emerged, have provided funding for residential mortgage loans for the last eight decades –in addition to keeping the cost of home ownership within reasonable levels.

The foreclosure crisis during the Great Depression was of a greater magnitude in comparison to the avalanche of foreclosures that have piled up since around 2007. By the time the Federal Home Loan Bank Act was passed, the rate of foreclosures in the United States was about a thousand a day. At the time the radical interventionist legislation was passed, bankers criticized the federal government’s measure as being egregious and arbitrary.

The Birth of Mortgage-Backed Securities And Creating Money Out Of Thin Air.
It is interesting to note that Federal Home Loan Bank were pioneers of mortgage securitization, particularly since the reckless creation and trading of these debt instruments were at heart of the financial meltdown in 2008. In 1932, the federal banks provided funding for residential construction firms that also acted as lenders. Mortgages written in good faith were accepted as collateral and then sold to investors as securities.
Securitization of mortgage-backed debt was solely within the purview of the newly created institutions in the wake of the Great Depression. They managed to create cash flow at a time when the U.S. housing industry had thoroughly collapsed. In a historic move that would be repeated in late 2008, a mortgage moratorium was called by the chairman of the new federal banks.
The passing of the Federal Home Loan Bank Act shows that government intervention in real estate and mortgage matters can be leveraged to alleviate an ailing system. For this reason, current discussion about the Federal Housing Administration (FHA) and its need to tap a credit line from the Treasury in order to stay afloat should include a look back at the policies enacted and measures taken during the Great Depression.

 Need Help for your Mortgage? Visit for more information.

Sunday, July 22, 2012

Mortgage Education Procedures: Terminates Home Mortgage Lien Home Mortgage Process

1. Title Company or Closing Attorney hurriedly has you sign Promissory Note, Mortgage, Deed of Trust, etc. at closing without giving you time to read and understand what you are signing or initialing. [FRAUD]

Mortgage Education Procedure Terminates Home Mortgage Lien and the Home Mortgage Process for good!

The Dreaded: Home Mortgage Process EXPLAINED:

When you’ve experienced 2 or more of the first 22 steps of the home mortgage process below, your home mortgage is REMOVABLE by Home Mortgage Process – Fraud Uncovered  Due To Lending Mortgage FRAUD:

2. No Notary Present to witness signature and is notarized later after you leave. [FRAUD]

You get keys to your new house.

2-3 days later Lender closes the 2nd time.

5. At 2nd closing Lender Stamps an Allonge without legal disclosure, your knowledge, or your consent [FRAUD]

Allonge says “Pay to the deposit of, WITHOUT RECOURSE, to lender and is signed by Lender Agent.” [FRAUD]

7. NOTE changed Into a Check by Lender by the allonge stamp signature. Lender gets FREE MONEY from you in illegal, loan amount. [FRAUD]

8. You gave Lender a LOAN as per your signed NOTE unknowingly, without legal disclosure, or your consent when Lender signed the allonge on your NOTE. [FRAUD]

9. Copy of Note is created for Lender and Servicer future endeavors.

10. Note never recorded against State and Federal law. [FRAUD]

11. Lender deposits your new Bank/Lender check loan (NOTE).

Lender assets INCREASE by illegal NOTE amount. [FRAUD]

Lender never lends you Lender’s money or Lender’s depositors’money for loan. [FRAUD]

Lender creates money from thin air. [FRAUD]

Lender gives your loan to them back to you as a loan from Lender without disclosure, your consent, or your knowledge to avoid income taxes. [FRAUD]

You pay Principal Plus Interest on illegal loan. [FRAUD]

17. Lender gets 9 times your loan amount from U.S Treasury Department- Private Corporation.

18. Lender writes a check from your new strawman account to pay off old mortgage and owner. [FRAUD]

2 to 3 months later, Lender assigns your illegal mortgage loan to another bank/Lender/Investor group.

Assignment not recorded against Federal and State Law. [FRAUD]

21. New owner or Lender sets up security Trust and securities your illegal mortgage loan.

22. You pay new Bank Servicer illegal principal and interest on an illegal loan. [FRAUD]

23. 4 scenarios to pay off your illegal mortgage:
1. YOU Pay 30 years on your illegal mortgaged home, because you think the bank actually loaned you money. [Your Passive [FRAUD]

2. YOU Sell the house and lose money in interest payments
3. YOUR Home goes into foreclosure or short sale and YOU lose home and money [FRAUD]

4. YOU get illegal mortgage REMOVED & Own your Home FREE & CLEAR years earlier with help from Home Mortgage Process – Fraud Uncovered…

Read all about the Mortgage deception!

Don’t Delay contact me today and take action!

In the near future, we will have associates that will do all the tedius paperwork for you in any State to assure your Satisfaction of Mortgage in 90 days or less. SO If YOU are interested in helping other home owners in your area and become one of our highly paid associates, please call the phone numbers below today.

Please call David 850-423-9728 today.

To do-it-yourself even if you are not in foreclosure, just click on the Add To Cart button for only $1500.00 and we will send you your Satisfaction of Mortgage package that has a 300% money back Satisfaction of Mortgage guarantee!

The First Step In Becoming An Mortgage Education Associate Representative Is To CLICK HERE then invest with your Visa or Master Card or PayPal below as an Associate Representative to educate other home owners or as a client investing in your Mortgage Education ..

We stress that we are not lawyers nor accountants and do not give legal nor accounting advice.
We are Mortgage and Foreclosure Educators and we can and do offer educational and legal information that works to get you a Satisfaction of Mortgage in less than 90 days and upheld in courts across the United States.

We accept the following forms of your Mortgage Education investment payment:
Invest as an Associate Representative to educate other home owners and earn Thousands within 120 days, now only $2,000 plus only $50.00 per month, AND you can do your own home yourself for FREE!!!…
or as a client, today for only $2,000, investing in your own Home Mortgage Education so you can learn how to get a Satisfaction of Mortgage on the Public side of the Federal UCC Laws and State Laws on your home…

Receive a Securitization Audit on your home that proves Lender/Bank Fraud by separating your promissory note from your mortgage/deed of trust as soon as the Lender sold your Mortgage/Deed of Trust and your promissory Note, PNote, that was endorced (Cashed) and the Lender/Bank got paid in full for your mortgage in case you are in foreclosure and the Servicer Bank wants to sue you or take your home illegally thru a fraudulent foreclosure for only $1,500.00.

Contact me today to learn more..

Saturday, July 21, 2012

Foreclosure Short Sale Home Owner Checklist

Below Is A Foreclosure – Short Sale Prospect analysis checklist to determin if the home owner is a short sale prospect or a foreclosure candidate.
1. Can the home be sold for enough to pay off what the Seller home owner owes on it before foreclosure?
2. Does the Seller home owner have the means to solve their situation on their own? Do they have money sitting in a bank account or equity in another property that they can use to catch up or pay off their mortgage(s) before a foreclosure or short sale occurs?
3. Does the Seller home owner insist on staying in the home (even when it’s pointed out they’ll have to move if the house is short saled or forecloses)?

If you answered yes to any of the above, this may not be a good Short Sale Prospect before foreclosure.
However, we may have another solution for you!
Give us a call at (850) 423-9728 and let’s talk. Otherwise, continue with your analysis checklist…
1. Is the Seller home owner cooperative, willing to move and walk away from the home?
2. Is any foreclosure sell more than 10 days away?
3. Is the home over-leveraged?
4. Does the home have more than one mortgage on it?
5. Is the home really ugly?
6. Is the home unconventional/obsolete?
7. Is the home a victim of its surroundings (i.e., located on a busy highway, next door to a cemetery, crime scene, prison, etc.)?
8. If the home is “pretty”, do you think the house would sell in 30 days or less if you dropped the listing price by 20% for a short sale?

GREEN LIGHT! If you answered yes to any of the above analysis checklist questions, this may be a good short sale prospect before foreclosure, thus, saving the home owner’s credit.
Gather the information on the Short Sale Prospect
Foreclosure Short Sale Prospect Home Owner Analysis Checklist Sheet with this analysis and let’s get this deal moving!

Not sure? Call us at (850) 423-9728 and we’ll help you figure it out!